2. Tell the difficulties in the reform of SSS at the primary stage The difficulties in the reform of SSS Irrational mechanism 机制不合理 Narrow coverage 覆盖范围窄 Low socialization 社会化程度低
Incomplete system and chaotic management 不完善机制和管理管理混乱 Lack of effective operation methods for social security funds 效率低下 An aging population 人口老龄化 Reality in China:
China is a country with a large population,
a poor economic background and low productivity.
3. What are the basic principals of SSS? The basic principles are:（六个）
A.The unification of responsibility, rights and interests. B.The unification of being just and efficient. CSocialization.
D.The safety, maintenance and increase in the value of social security fund.
E.Unified leadership and separation of the management, daily operation and administration. F.Proceding from reality.
4. What are the overall strategic goals for the reform of SSS?
The overall strategic goal for the reform of the social security system is the establishment of a new type of social security system which is appropriate to the development of the market economy, and truly guarantees the basic rights of the livelihood of the citizens, through reforms focusing on the existing unemployment, old-age and medical care
5. What are the suggestions on the policies concerning the reform of SSS ?
A. Socialization, an essential characteristic of social security and objective demand of the development of the socialist market economy
B. Economic guarantee is the core for social security.
C. Reform of the social security system should be conducted according to the economic capability of the country and the practical conditions at all places.
D. The social security system should be built on and enforced by laws and regulations so that all social security operations will be systemized and normalized.
E. Changing the present system of adjusting retirement benefits by government appointing enterprises (or social security administrative organs) to one in which old-age insurance is tied to the existing wage levels of the society.
F. China's insurance market, which is in its early stage, remains to be cultivated and developed。
6.How to reform the administrative system of SSS?
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? Macro-management level ? The implementing level ? Micro-operational level Chapter5
(重点把握前四个思考题，即是问题1至四) Phrases
? welfare subsidy 福利补贴
? the standard for judging a population for being old 老龄化的确定标准 ? the index figure of the average wage 平均工资指数
? after-tax profit 税后利润 ? principal and interest 本金和利润
? the Social Security Convention 社会保障公约 ? WLO 世界劳工组织
? widow/widower and orphan 鳏寡孤独
? to accept obligations and bear risks 承担风险和义务 ? fluctuations of wages 工资波动
? family planning policy 计划生育的国策 ? inflation index figure 通货膨胀指数 ? dual economic structure 二元经济结构 ? nuclear family 核心家庭 ? the gap between the north and south南北差距 ? be exempt from tax 免税 ? pay-as-you-go 现收现付 ? to issue bond 发行股票
? land use rights 土地使用权 ? preparation fund 准备金
? social security for elderly 老年社会保障 ? aging 老龄化
? problems of aging 老龄问题 ? elderly insurance 老年保险 ? elderly welfare 老年福利 ? insurance for urban elderly 城镇养老保险 ? service for elderly 老年服务 ? rural elderly social security农村老年社会保障
1.What are the decisive factors in the establishment of an old-age pension fund and the entire social security reform ?
A.It should be adaptable to the rapid aging process, at a high level, and with a quickening escalating nature.
B.We should take into consideration provision for the old in urban and rural areas.
C.The goal of China's economic reform is to establish a socialist market economic system and old-age pension fund should be market-oriented.
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D.We should combine world experiences with realities in China.
2. Tell the direction of reform of old-age care in rural areas.
? To establish social security share-holding banks, on self willingness;
? To continue to advocate that young people should provide for their elderly, to hold back
the speed of dismissing the role of families for taking care of the old as a result of commercial economy and rise of nuclear families;
? To promote comprehensive development of the population and community, develop an
old-people care system that combines the collective and individual family efforts and strengthens community services;
? To develop insurance for single children and their parents, for instance, single children
insurance fees can be turned into old-age insurance fund.
3. Analyze the advantages and disadvantages of complete accumulation.
advantages
? can stand aging of the population and mobilize the enthusiasm of payer ? can raise a great sum of funds disadvantages (drawbacks):
? no coordination among participants in the system;
? lead to the paying of past debts by the already retired, the retiring and those still working; ? the fund is difficult to spend;
4. Why should China adopt the partial accumulation method?
5. Tell examples of international practice of three models for raising pension fund.
6. Analyze some of the measures Singapore has adopted to address the inadequate supervision and examination of pension fund. Chapter6
1 What are the purposes of the Provisional Regulations on Insurance for Workers Waiting for Employment in State-Owned Enterprises ? To support reform of the labor system;
-To promote a rational flow of the labor force;
-To provide basic living expenses for those without jobs; -To safeguard social stability.
2.What are the principles for reform of unemployment insurance system in China? （it should include all the unemployed and the voluntary unemployed.
3.What are the problems in drafting the reform plan of unemployment insurance?
A.China's reform in unemployment insurance should go in for the establishment of one of its own by drawing fine practices and successful experiences from foreign countries, as well as taking into full consideration China's reality.
B.Drafting the plan: to define the liability shared by enterprises and workers; to define the legal liability of any individual worker; expand the coverage of unemployment insurance. C.On voluntary unemployment insurance
4.How to combine unemployment insurance and employment services suitable for China?
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1.The key for the combination of unemployment insurance and employment services suitable for China lies in the internal digestion within the enterprises and bringing into play labor service companies.
2.It is imperative to establish an unemployment insurance system with supply as its core. 一、失业保险制度的基本框架 1、失业保险的覆盖范围 2、享受失业保险的资格条件 3、失业保险金给付标准 4、失业津贴给付期 5、失业保险基金的筹集
二、失业保险制度存在的问题 1 、失业保险成本迅速上升
2、 失业津贴标准过高，
导致失业者消极对待再就业 三、中国失业保险制度存在的问题： 1 、扩大失业保险覆盖范围
2 、加强就业服务
3 、明确灵活就业者的社会保险待遇和管理
4 、完成下岗职工基本生活保障向失业保险并轨
Phrases
? unemployment rate 失业率 ? urban resident card 城市户口 ? floating population 流动人口 ? rural workers 农民工 ? on the verge of bankruptcy 濒临破产 ? unemployment relief fund 失业救济金
? surplus manpower 剩余劳动力
? involuntary unemployed 非自愿失业 ? labor intensive enterprise 劳动密集型企业 ? on-the-job training 在职培训 ? prevent for unemployment 失业预防 ? retrieval for unemployment 失业补救 ? unemployment insurance 失业保险 ? project of re-employment 再就业工程
chapter 7 Phrases
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