大多数国际银行业务活动产生费用收入而不是利息。
5．Corporate financing involves two components. First is the procuring of funds for a bank's
customers. This can go beyond traditional bank loans to involve the underwriting of securities, though the Glass-Steagall Act limits bank activities in this area. In assisting its customers in obtaining funds, banks also provide bankers' acceptances, letters of credit, and other types of guarantees for their customers. That is, if a customer has borrowed funds backed by a letter of credit or other guarantee, its lenders can look to the customer's bank to fulfill the obligation. The second area of corporate financing involves advice on such matters as strategies for obtaining funds, corporate restructuring, divestitures, and acquisitions.
Procure: obtain 获得，获取。 Divestiture: 撤资。
Invest: v.投资. Divest v. 撤资。
bankers' acceptances：银行承兑汇票 corporate restructuring：公司重组 acquisition： n. 收购兼并
Corporate financing involves two components. First is the procuring of funds for a bank's
customers.公司理财涉及两个内容：一是帮银行客户获取其所需的资金。
This can go beyond traditional bank loans to involve the underwriting of securities, though the Glass-Steagall Act limits bank activities in this area.公司理财业务使商业银行业务范围超过了传统的贷款而涉足证券承销领域，尽管有限制其从事证券承销的格拉斯．斯蒂格尔法案。In assisting its customers in obtaining funds, banks also provide bankers' acceptances, letters of
credit, and other types of guarantees for their customers. 为了帮助客户获得资金，银行还为客户提供银行承兑汇票、信用证和其他保证。That is, if a customer has borrowed funds backed by a letter of credit or other guarantee, its lenders can require the customer's bank to fulfill the obligation.也就是说，当客户凭信用证或其他保证借钱时，贷款人可以要求客户的银行承担义务。The second area of corporate financing involves advice on such matters as strategies for obtaining funds, corporate restructuring, divestitures, and acquisitions. 公司理财的第二个领域是提供融资策略、公司重组、撤资和收购兼并方面的建议。
6．Capital market and foreign exchange products and services involve transactions where the
bank may act as a dealer or broker in a service. Some banks, for example, are dealers in U.S. government or other
securities. Customers who wish to transact in these securities can do so through the government desk of the bank. Similarly, some banks maintain a foreign-exchange operation, where foreign currency is bought and sold. Bank customers in need of foreign exchange can use the services of the bank.
government desk国债柜台 Dealer交易商 Broker经纪商
Capital market and foreign exchange products and services involve transactions where the
bank may act as a dealer or broker in a service. 资本市场和外汇产品及服务业务中银行可作为交易商或经纪商， Some banks, for example, are dealers in U.S.government or other securities. 例如一些银行是美国政府证券和其他证券的交易商，Customers who
